InvestAcc Pension Administration

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InvestAcc Pension Administration Limited is a specialist award winning
SIPP and SSAS provider, working with authorised Financial Advisers throughout the UK.

           

We are a multi-award winning provider of self invested pensions (SIPP and SSAS), based in Carlisle and Manchester with customers throughout the UK. We have grown organically at a rate that allows us to maintain a high quality and personal service. Most of our customers come to us via their financial adviser. You can find information about financial advisers using a service like www.unbiased.co.uk Note that we do not provide financial advice.

If you are an InvestAcc Platinum customer or adviser, please click here: investaccplatinum.co.uk

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Latest News

Christmas and New Year Opening Hours

We will remain open over the festive period but there will be a change to our usual office hours: Date Opening Hours Wednesday 24th December 9:00 am to 1:00 pm Thursday 25th December closed Friday 26th December closed Monday 29th Read more

December 4, 2025
Good news for private pensions – largely unaffected by Budget

The Chancellor of the Exchequer, Rachel Reeves, delivered her second Budget on Wednesday 26 November. With lots of speculation and rumours, most of the feared changes to private pensions did not materialise. Tax-free cash remains unchanged, with the current Lump Read more

November 28, 2025
Altering property ownership shares in a Minerva SIPP

Did you know that once a property purchase has completed, the ownership shares can be altered at any time? This includes increasing/decreasing the ownership share, adding new members to the SIPP group or purchasing additional shares from a third party Read more

November 22, 2025
 

Product Overview

Minerva SIPP

The Minerva SIPP can invest in a wider range of assets including commercial property and land, on an individual or group basis. Any combination of permitted investments may be made within a Minerva SIPP including deposit accounts, DFM, open market platform/wrap accounts, stockbroker accounts and trustee investment plans, all held together within the same SIPP.

SIPP Lite

SIPP Lite is a lower cost option, for those that do not require multiple investment accounts, or access to commercial property and land at outset. SIPP Lite members are restricted to a maximum of one investment account, to run alongside the default SIPP bank account. This investment account could be another bank account or ONE of the following: stockbroker account, DFM, open market platform/wrap account or a trustee investment plan. For individuals that require additional investments at a later date, including commercial property and land, they can upgrade their SIPP Lite plan to a Minerva SIPP.

InvestAcc SSAS

A Small Self-Administered Scheme (SSAS) is a type of UK registered pension scheme. Each SSAS is governed by its own trust deed and rules and is a separate legal entity to the sponsoring employer. The sponsoring employer establishes the SSAS and invites members to join. Any individual employed by the sponsoring employer (or a participating employer) may join the scheme and all members are appointed as trustees alongside the professional trustee. SSAS trustees have a very wide range of investment options, including the ability to make secured loans to the sponsoring employer of up to 50% of the net asset value of the scheme, subject to certain conditions.

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Financial Strength

We have been operating in these markets for over 20 years. The SSAS business was formed in 1997, and in 2003 we launched our flagship product, the Minerva SIPP. The range is completed by SIPP Lite, which has been available since July 2012.

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