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2027 Inheritance Tax Changes
We’re pleased to welcome Gemma Fenton and Ross McNicol as our two newest business development managers. Both join us to support financial advisers and professional introducers across the UK.
Gemma Fenton DipPFS joins from Talbot and Muir, where she was Head of Sales. She has more than 25 years’ experience in the SIPP and SSAS market and will support advisers and professional introducers across the South West and Wales.
Ross McNicol joins after more than 16 years with @sipp, where he built extensive experience in the specialist SIPP and SSAS market. He will support advisers across Scotland and Northern Ireland.
Both bring established relationships with advisers in their regions, alongside detailed technical knowledge of SIPPs and SSAS. Dan Gardner, Sales Director at InvestAcc, said:
“Gemma and Ross each bring years of specialist SIPP and SSAS knowledge, and genuine relationships with advisers across their regions. That’s a rare combination, and it means our customers get an experienced, trusted point of contact from day one. We’re looking forward to seeing what they bring to the team.”
Gemma can be reached on 07765 099097 or at [email protected]. Ross is on 07386 263 168 or at [email protected].
To find the right BDM for your area, click here.
August 12th, 2026
The Minerva SIPP can invest in a wider range of assets including commercial property and land, on an individual or group basis. Any combination of permitted investments may be made within a Minerva SIPP including deposit accounts, DFM, open market platform/wrap accounts, stockbroker accounts and trustee investment plans, all held together within the same SIPP.
SIPP Lite is a lower cost option, for those that do not require multiple investment accounts, or access to commercial property and land at outset. SIPP Lite members are restricted to a maximum of one investment account, to run alongside the default SIPP bank account. This investment account could be another bank account or ONE of the following: stockbroker account, DFM, open market platform/wrap account or a trustee investment plan. For individuals that require additional investments at a later date, including commercial property and land, they can upgrade their SIPP Lite plan to a Minerva SIPP.
A Small Self-Administered Scheme (SSAS) is a type of UK registered pension scheme. Each SSAS is governed by its own trust deed and rules and is a separate legal entity to the sponsoring employer. The sponsoring employer establishes the SSAS and invites members to join. Any individual employed by the sponsoring employer (or a participating employer) may join the scheme and all members are appointed as trustees alongside the professional trustee. SSAS trustees have a very wide range of investment options, including the ability to make secured loans to the sponsoring employer of up to 50% of the net asset value of the scheme, subject to certain conditions.
We have been operating in these markets for over 20 years. The SSAS business was formed in 1997, and in 2003 we launched our flagship product, the Minerva SIPP. The range is completed by SIPP Lite, which has been available since July 2012.
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