Please note that the dates below apply for customers with a Minerva SIPP and SIPP Lite only. For information on InvestAcc Platinum arragements, please click here.
Contributions to SIPP Schemes
The last date to submit new SIPP applications and contributions to us for the 2025/26 tax year is Thursday 2nd April 2026.
Note that as each SIPP has unique bank account details, contributions must be paid directly to the correct individual accounts and include the SIPP number as the reference.
For existing SIPP members, we will need a new signed SIPP Supplementary Contribution Application Form to accompany the contribution and should be sent by email to: [email protected] (or by post to InvestAcc Pension Administration Limited, Solway House Business Park, Kingstown, Carlisle, CA6 4BY).
For new SIPP schemes, we will need a fully completed new SIPP Application Pack which can be sent to us by email to: [email protected] or by post using the details above. We recommend that you should follow up with a phone call to confirm receipt and to request the payment details, if making last minute contributions.
Any contributions intended for the 2026/27 year should be made after 7th April 2026. Contributions being paid in via cheque should be at our office no later than the end of the last working day of the tax year, Thursday 2nd April 2026.
The last income payment date for the 2025/26 tax year is 1st April, and we require a clear income instruction and sufficient cleared funds in the SIPP bank account by close of business on Tuesday 24th March at the very latest. Should a disinvestment be needed to fund the withdrawal please keep this in mind and leave sufficient time for the trades to complete and settle and be returned from the underlying investment provider back to the SIPP bank account.
Should a disinvestment be needed to fund the withdrawal please keep this in mind and leave sufficient time for the trades to complete and settle and be returned from the underlying investment provider back to the SIPP bank account.
Contributions to SSAS schemes
For anyone wishing to establish a new SSAS, bear in mind that the various processes can take some weeks to complete, including obtaining confirmation of registered status from HMRC. If you wish to establish a new SSAS and to pay contributions before the end of the current tax year, please contact our SSAS team on 01228 538 988 to discuss this.
For existing SSAS schemes, contributions can be paid to the trustee bank account – please also provide confirmation to [email protected] that the contributions have been made, the specific amounts for each member, and whether they are from the employer or personal contributions.
February 6th, 2026
The Minerva SIPP can invest in a wider range of assets including commercial property and land, on an individual or group basis. Any combination of permitted investments may be made within a Minerva SIPP including deposit accounts, DFM, open market platform/wrap accounts, stockbroker accounts and trustee investment plans, all held together within the same SIPP.
SIPP Lite is a lower cost option, for those that do not require multiple investment accounts, or access to commercial property and land at outset. SIPP Lite members are restricted to a maximum of one investment account, to run alongside the default SIPP bank account. This investment account could be another bank account or ONE of the following: stockbroker account, DFM, open market platform/wrap account or a trustee investment plan. For individuals that require additional investments at a later date, including commercial property and land, they can upgrade their SIPP Lite plan to a Minerva SIPP.
A Small Self-Administered Scheme (SSAS) is a type of UK registered pension scheme. Each SSAS is governed by its own trust deed and rules and is a separate legal entity to the sponsoring employer. The sponsoring employer establishes the SSAS and invites members to join. Any individual employed by the sponsoring employer (or a participating employer) may join the scheme and all members are appointed as trustees alongside the professional trustee. SSAS trustees have a very wide range of investment options, including the ability to make secured loans to the sponsoring employer of up to 50% of the net asset value of the scheme, subject to certain conditions.
We have been operating in these markets for over 20 years. The SSAS business was formed in 1997, and in 2003 we launched our flagship product, the Minerva SIPP. The range is completed by SIPP Lite, which has been available since July 2012.
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